Not paying down debt instead adding BTC.
For the last 6 years I have paid the minimum on all my debit. My primary mortgage 3%, I have never paid a penny over the monthly payments. Car loan 1% never ever pay extra. Margin in brokerage. Just enough to offset interest.
This entire time the money I would of used to pay down low interest debt I have been plowing into BTC for years now, no matter the price. It was a rough couple years to start. Now I have officially tripled my fiat value vs. my debt in just 6 years. Literally started with nothing. If I would of paid off my debt instead. I would of had no BTC and still owed probably.
If you can mentally handle the debit I highly recommend just buying BTC instead. First off no one will tell you this is a good idea. So prep yourself for the nay sayers.
https://redd.it/1msy1ay
@r_bitcoin
For the last 6 years I have paid the minimum on all my debit. My primary mortgage 3%, I have never paid a penny over the monthly payments. Car loan 1% never ever pay extra. Margin in brokerage. Just enough to offset interest.
This entire time the money I would of used to pay down low interest debt I have been plowing into BTC for years now, no matter the price. It was a rough couple years to start. Now I have officially tripled my fiat value vs. my debt in just 6 years. Literally started with nothing. If I would of paid off my debt instead. I would of had no BTC and still owed probably.
If you can mentally handle the debit I highly recommend just buying BTC instead. First off no one will tell you this is a good idea. So prep yourself for the nay sayers.
https://redd.it/1msy1ay
@r_bitcoin
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I'm 37 days into my $10 a day Bitcoin experiment, and I'm not stopping for a full year.
https://redd.it/1mt30md
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https://redd.it/1mt30md
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It’s 10x harder to stack Bitcoin in countries like Brazil
Many people talk about “stacking 0.1 BTC” as if it were simple, but the reality in countries like Brazil (where i live) is completely different.
The minimum wage here is around R$1,300 net (US$240).
Even someone earning what’s considered a “good salary” of R$5,000 net (US$930) still has to pay rent, food, transportation, and much higher taxes compared to developed countries.
Saving R$1,000 per month (US$185) is already a big sacrifice. At current prices (1 BTC ≈ US$117,948 ≈ R$636,904), that’s only 0.00157 BTC per month.
To reach 0.1 BTC, it would take around 64 months (5 years and 4 months) of disciplined saving.
Meanwhile, someone in the US earning US$5,000 per month could save US$1,000 much more easily and stack the same 0.1 BTC in just 12 months.
So yes, stacking sats in weak-currency countries is literally 10x harder. Every sat here comes with pain and sacrifice.
But at the same time, it’s also 10x more necessary. For us, stacking Bitcoin isn’t just about “investing” — it’s about protecting our future from inflation and a broken financial system.
This is my personal struggle, and I’ll keep fighting against socialism while stacking sats.
https://redd.it/1mt5xzq
@r_bitcoin
Many people talk about “stacking 0.1 BTC” as if it were simple, but the reality in countries like Brazil (where i live) is completely different.
The minimum wage here is around R$1,300 net (US$240).
Even someone earning what’s considered a “good salary” of R$5,000 net (US$930) still has to pay rent, food, transportation, and much higher taxes compared to developed countries.
Saving R$1,000 per month (US$185) is already a big sacrifice. At current prices (1 BTC ≈ US$117,948 ≈ R$636,904), that’s only 0.00157 BTC per month.
To reach 0.1 BTC, it would take around 64 months (5 years and 4 months) of disciplined saving.
Meanwhile, someone in the US earning US$5,000 per month could save US$1,000 much more easily and stack the same 0.1 BTC in just 12 months.
So yes, stacking sats in weak-currency countries is literally 10x harder. Every sat here comes with pain and sacrifice.
But at the same time, it’s also 10x more necessary. For us, stacking Bitcoin isn’t just about “investing” — it’s about protecting our future from inflation and a broken financial system.
This is my personal struggle, and I’ll keep fighting against socialism while stacking sats.
https://redd.it/1mt5xzq
@r_bitcoin
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🔥 Bitcoin is on sale 🔥
Just bought the dip.
Have a great week ladies and gents!
Stay humble, keep stacking.
https://redd.it/1mtcir4
@r_bitcoin
Just bought the dip.
Have a great week ladies and gents!
Stay humble, keep stacking.
https://redd.it/1mtcir4
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Daily Discussion, August 18, 2025
Please utilize this sticky thread for all general Bitcoin discussions! If you see posts on the front page or /r/Bitcoin/new which are better suited for this daily discussion thread, please help out by directing the OP to this thread instead. Thank you!
If you don't get an answer to your question, you can try phrasing it differently or commenting again tomorrow.
Please check the previous discussion thread for unanswered questions.
https://redd.it/1mte0d3
@r_bitcoin
Please utilize this sticky thread for all general Bitcoin discussions! If you see posts on the front page or /r/Bitcoin/new which are better suited for this daily discussion thread, please help out by directing the OP to this thread instead. Thank you!
If you don't get an answer to your question, you can try phrasing it differently or commenting again tomorrow.
Please check the previous discussion thread for unanswered questions.
https://redd.it/1mte0d3
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Mentor Monday, August 18, 2025: Ask all your bitcoin questions!
Ask (and answer!) away! Here are the general rules:
* If you'd like to learn something, ask.
* If you'd like to share knowledge, answer.
* Any question about Bitcoin is fair game.
And don't forget to check out /r/BitcoinBeginners
You can sort by new to see the latest questions that may not be answered yet.
https://redd.it/1mtf0pl
@r_bitcoin
Ask (and answer!) away! Here are the general rules:
* If you'd like to learn something, ask.
* If you'd like to share knowledge, answer.
* Any question about Bitcoin is fair game.
And don't forget to check out /r/BitcoinBeginners
You can sort by new to see the latest questions that may not be answered yet.
https://redd.it/1mtf0pl
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